Basics of Money

Tapping Your IRA in Retirement

Deductible IRAs With a traditional IRA, once you reach age 59½, the threat of the 10% penalty disappears. You can withdraw as much from your regular IRAs as you want, penalty-free. Cash coming out of the...

How to Get Your IRA Up and Running

You have almost unlimited choices of how and where to invest your IRA money -- and this is the same whether you stick with a traditional IRA or use a Roth IRA.You can stick with a bank, savings and loan or credit...

Putting Your Trust in Trusts

What is a trust? Essentially, it is an arrangement whereby you give assets to a legal entity (the trust) created in a separate agreement to be administered by an individual or institutional trustee for a...

The Etiquette of Fundraising

Lending your financial support to worthy causes feels good - until you feel sapped by frequent requests. Learn how to decline a request or solicit donations from others without overstepping boundaries, and give...

Mid Year Strategies to Cut Your 2016 Tax Bill

Okay, the pain of tax-return time should be subsiding. And it's months before you need to start thinking about year-end maneuvering to give yourself the upper hand over Uncle Sam next spring. But rather than...

7 Good Reasons to Change Your Will

After you've created your will and an estate plan, you'll most likely need to revisit them at key points in your life as your circumstances change.1. You Get Married Your new spouse doesn't automatically become...

20 Best Travel Sites to Save You Money

Feeling too pinched by the ever-troubled economy to travel? You can still find good deals to get away -- if you know where to go online first. Here are the best travel sites we've found to help you bag the best...

9 Secrets to Better Credit

Credit is complicated and, sometimes, counterintuitive. For example, being debt-free can result in a dismal credit score, and having high limits on your credit cards may boost your score despite the extra...

When and How to Hire a Tax Pro

Tax software does a good job of breaking down tax preparation into manageable bites. It will alert you to money-saving breaks, flag potential errors, do the math and let you e-file your return. And if your...

What to Ask a Financial Adviser

Financial advisers and planners attend seminars and classes and read books so they can learn how to win your business or, if you're already their client, to "deepen the relationship." The customary procedure is...

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