7 Good Reasons to Change Your Will

After you've created your will and an estate plan, you'll most likely need to revisit them at key points in your life as your circumstances change.1. You Get Married Your new spouse doesn't automatically become...

20 Best Travel Sites to Save You Money

Feeling too pinched by the ever-troubled economy to travel? You can still find good deals to get away -- if you know where to go online first. Here are the best travel sites we've found to help you bag the best...

9 Secrets to Better Credit

Credit is complicated and, sometimes, counterintuitive. For example, being debt-free can result in a dismal credit score, and having high limits on your credit cards may boost your score despite the extra...

When and How to Hire a Tax Pro

Tax software does a good job of breaking down tax preparation into manageable bites. It will alert you to money-saving breaks, flag potential errors, do the math and let you e-file your return. And if your...

What to Ask a Financial Adviser

Financial advisers and planners attend seminars and classes and read books so they can learn how to win your business or, if you're already their client, to "deepen the relationship." The customary procedure is...

Understanding Capital Gains and Losses

What's a Capital Gain? A capital gain is what the tax law calls the profit when you sell a capital asset, which is property such as stocks, bonds, mutual fund shares or property. The profit is your gain over...

Refinancing Your Home

If you have equity in your home and haven't bothered to refinance at today's low rates, it's not too late to save. (In mid February 2015, the national average 30-year fixed rate was 3.6% and the 15-year fixed...

If Downsizing, Consider How You'll Finance a...

The kids are safely out on their own and retirement is at hand. If you're planning to sell your now oversized home for something smaller and easier to maintain, the first issue you'll need to tackle is how you'll...

Pick the Right Mortgage

If you're in the market for a mortgage, you'll want to hunt for the best loan -- interest rate, points, closing (processing) costs and, on adjustable mortgages, the most favorable adjustment features. However,...

How to Deal With a Down-Payment

Considering a home purchase? Ideally, you'll want to put 20% down toward a new home so you can avoid paying private mortgage insurance (PMI), which protects the lender's interest if you can't make your payments...

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